She didnt file a police report, she didnt take pictures, and therefor has no legal proof that the accident occured. Just whatever you do dont admit that you had an accident if she comes after you for some bullshit that is wrong with her car, say that she must have stolen your information.
Oh my.
Way to try to get someone in trouble for civil fraud.
Not mention the criminal side of things that it could develop into.
Q22.....
Bravo for showing strength of character. Integrity and honor.
You'll be fine.
At worst, the insurance agencies shuffle paper. At best its over.
